Everyone wants to make some more money. It is even more interesting when you earn more money while saving. The FCMB Premium Savings Account is just perfect if you want to earn more money from your your savings.
Designed for everyone who has large pocket(rich), this Account type from FCMB has lots more to offer. It gives you the opportunity to earn high interest from your savings. It also allows for flexible banking with access to almost all FCMB online and offline packages.
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What Is FCMB Premium Savings Account
FCMB Classic Account is a type of Savings Account aimed at the middle and rich class. It has some features of Current Account while it posses all features related to savings account. Due to the fact that its like a hybrid type of Account(Savings And Current Account), it attracts a high interest rate.
To most people, this type of FCMB Savings Account might be pocket friendly. But like we said if you have the money you can go for it and enjoy all benefits that comes with it.In this article we’ll show you the Features, Benefits, Requirements and how you can open this FCMB Account type.
Features And Benefits Of FCMB Premium Savings Account?
- Account opening balance of N100,000
- Allows third party over-the-counter withdrawals
- Higher interest rate payable on savings, when you maintain an average daily balance of N100,000
- Allows lodgement of clearing instruments, including dividend warrants
- Four (4) free domestic bank drafts or manager’s cheques allowed on the account per month
- Unlimited withdrawals allowed. However, more than three (3) withdrawals in a month will lead to forfeiture of interest for that month
- Can be operated as an individual or joint account
Who is the FCMB Premium Savings Account targeted at?
This account type is targeted at anyone above 20 years with good financial muscle who wants to save more. It could any of the following persons
- Student in higher or tertiary institutions with business.
- Salary earners who wants to save some money.
- Business owners
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What do I require to open the FCMB Premium Savings Account?
- Minimum age is 18 years(It means that you must be 18 years and above before you can apply for this FCMB Savings Account).
- Two (2) satisfactory references if you are a new customer(Old FCMB customer don’t need these two references).
- Proof of identification such as International Passport, Driver’s License, National ID card or Voters Card.
- A copy of a receipt from any public utilities or private telephone operator, dated no later than three (3) months
- One (1) recent passport photograph of each authorized signatory
- For non-Nigerian applicants, a copy of Resident or Work Permit.
Quick Note: The International passport or Driver’s License or National ID card or Voters Card, or Resident Permit (for immigrants) are all means of verification. This means that you can use either of these documents for the verification. While the utility bill is a means of home address verification.
How to open the FCMB Premium Savings Account?
There are two methods of creating this savings account. One is offline and the second is online using either you computer or mobile device.
For offline you have to visit any FCMB branch nearest to you, request for the form, fill it and submit. Please take note of the requirements above.
Second is from home with your computer or mobile device. To do this you need data, good internet connection and well charged phone lets 50% and above. We have put together a step by step guide with pictures on how to open the FCMB Savings Account online.
At first sight, the FCMB Premium Savings Account might seem too expensive.But it does come with lots of benefits that probably makes it worth it. Teens, Adults and the Old also stand a chance of winning cash prizes in FCMB cash promo with this Savings Account type. Please use the share button below to share our post on Facebook and Twitter.