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Among the Current Account offered by FCMB is the Premium Savings Account. Like the FCMB Classic Current Account, Premium Current Account is meant for individuals. But the major difference between the latter and formal is the benefits attached. The Premium Current Account can also be operated as a joint account.
The FCMB Premium Current Account attracts more benefits for its holders. In this article we’ll discuss in details what the Premium Current Account is all about, its benefits, how to apply and the things you need to apply for this Current Account from FCMB.
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What Is FCMB Premium Current Account
Premium Current Account is a type of Current Account offered by FCMB that gives its users lots of free benefits. This Current Account is meant for Premium Users and they enjoy discounted air travels , education advisory service and health insurance.
The Premium Current Account gives Current Account holders the opportunity to bank with ease and enjoy other free offers. It is primarily targeted at individuals(mostly working class persons) that meets the needed requirements.
Features and Benefits Of The FCMB Premium Current Account
There are some features and benefits attached with the Premium Current Account and we have listed and explain some below.
- Account opening balance of ₦100, 000, with no minimum operating balance(withdraw money to the last Kobo).
- Zero account maintenance fee.
- Platinum debit card gives you access to over 9,000 ATM nationwide with higher withdrawal limit
- Free personalized cheque book(a cheque book that is designed just for you).
- Banking on the go with internet banking and FCMB App.
- Can be operated as an individual or joint account(which means more than one person can operate this account).
Other Benefits Of The Premium Current Account
If you are able to maintain an average of N200,000 monthly in your Premium Current Account, then you have access to the following benefits.
- Access to 25% discount on air travel fare with virgin Atlantic, Etihad, Delta and Lufthansa.
- Free educational advice services
- Free Health Insurance Advice
Who is the FCMB Premium Current Account targeted at?
- Individuals above the age of 18 can apply.
- Persons with private business(note that it can’t be used as a business current account).
- Family members who wants to operate joint current account.
- Friends who wants to own and maintain current account.
What Do I Require To Open A Premium Current Account?
- Minimum age is 18 years(All persons applying must be 18 years and above).
- Two (2) satisfactory references if you are a new customer(this is not necessary for old customers).
- Proof of identification such as an Original passport, Driver’s License, National ID card or Voters Card.
- A copy of a receipt from any public utilities or private telephone operator, dated no later than three (3) months
- One (1) passport photograph of each authorized signatory
- For non-Nigerian applicants, a copy of Resident or Work Permit.
Quick Note: The International passport or Driver’s License or National ID card or Voters Card, or Resident Permit (for immigrants) are all means of verification. While the utility bill is a means of home address verification.
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How to open the FCMB Premium Current Account?
As at the time of writing this article, FCMB does not have an online platform to open a current account. This means that unlike FCMB Savings Account, you can’t open the current account online.
You have to visit any FCMB branch nearest to you, request, fill and Submit the Premium Current Account Application form. Please take note of the requirements above.
If you have a large pocket and you want to enjoy more benefits from having a current account then Premium Current Account from FCMB is just perfect. Although it is a bit expensive to get, it have lots of free benefits that makes it worth it.
The FCMB Premium Current Account is one that is flexible. You can get it as individual or with someone else(Joint Premium Current Account). There are more FCMB Current Accounts and we’ll discuss these in our subsequent articles. Please use the Share button below to share our posts on Facebook and Twitter.
