In this article we’ll give you a step by step guide on how you can successfully apply for Access Bank loan offer. The steps below are broken down from the access bank website. This guide is to help you when filling access bank salary advance loan application form online.
What Is Access Bank Salary Advance Loan
The Access bank salary advance loan is a loan offer by the bank that allows customers who are receiving their salary with Access bank account. If you need an advance loan against your salary then try the Access bank salary advance loan. With this loan offer you can get at maximum 50% of your salary as loan offer from Access bank.
THINGS YOU NEED BEFORE YOU CAN APPLY FOR THE ACCESS BANK SALARY ADVANCE LOAN ONLINE
- A Smartphone, PC or laptop.
- Internet connection.
- Power supply.
- Access bank account.
- Have an Access bank Salary account.
- Active salary account for the past 3 months.
Features And Benefits Of The Access Bank Salary Advance Loan
- You can borrow up to of 50% of net monthly salary in advance.
- The salary advance loan lasts for 30 days and its renewable.
- Access Bank won’t require any collateral for this loan offer. All that is required is that you should be receiving your salary with Access Bank.
- Minimum salary of N 25,000 for public sector and N 50,000 for private sector employees.
- Salary advance will be made available within 24 hours.
How To Apply For The Access Bank Salary Advance Loan Online
1. CLICK HERE to visit the Access bank online application form portal.
2. The first stage of the online application is refer to as PERSONAL DETAILS. Here you provide details about yourself, contact address and resident address. It seems that you can also apply for this loan offer from outside Nigeria. See the picture below for a sample on how to fill the first stage of the application form.
From the above the most important parts are VALID MEANS OF IDENTIFICATION. Then you can also use your contact address as your residential address.
3. The next step is about EMPLOYMENT DETAILS. Here you get to give more details about your work status. See the picture below to get a sample of how to fill this stage. Important details to include are, your company name(specify if you work for a government company). Your work ID, your occupation, the industry of your company. See picture below.
4. Now that are through with the employment details its now time for you to bring info about your FINANCIAL STATUS. This details include your bank information and history.
If your salary is credited to your Access bank account please specify in the appropriate box. If you have an access bank salary account will increase your chances of getting the Loan offer. But if you have bank account with another bank please specify the name of bank. See sample picture of this stage below.
5. Facility Details is the last stage of this loan offer. This is the easiest of all the stages. Here you select equity contribution and based on your employment details, financial details Access bank will then give you the amount of loan that best suites you. The amount to apply for should be 50% of your salary at maximum.
Select the Tenor of the loan maximum Tenor is 90 days fixed(Approximately 3 months). Tick the Select The Acknowledgement and Agreement click OK and SUBMIT your application. See sample picture below.
Alternatively, you can also visit any Access Bank branch to get this Salary advance loan. They will give you a form, just fill the details and submit the form.
Mntrends have put together simple loan calculators to help you better understand your loan. CLICK HERE to use the general loan calculator. If you would like to use Mntrends Auto loan calculator then CLICK HERE. For the Mortgage Loan calculator CLICK HERE to use the simple calculator.
It takes a maximum of 7 days to get reply for your loan application. The Access bank salary advance loan is easier to get than you might have thought. We hope this guide helps you to get your loan approved within days of your application.