Home Bank Access Bank Guide On How To Apply For Access Bank Home Loan

Guide On How To Apply For Access Bank Home Loan


The Access bank Home loan is also known as the Access Mortgage loan. In our Previous Article we gave an overview of what this loan is all about. The article above also include the many benefits of the Access bank home loan.

In this article we’ll give you a step by step guide on how you can successfully apply for this loan offer. The steps below are broken down from the access bank website. This guide is to help you when filling access bank mortgage/home loan application form online.

Read Also: How To Activate Your Access Bank Internet Banking Within 5 Minutes

  1. A Smartphone, PC or laptop.
  2. Internet connection.
  3. Power supply.
  4. Access bank account.
  5. CLICK HERE to read about other document requirements.

1. CLICK HERE to visit the Access bank online application form portal.

2. The first stage of the online application is refer to as PERSONAL DETAILS. Here you provide details about yourself, contact address and resident address. It seems that you can also apply for this loan offer from outside Nigeria. See the picture below for a sample on how to fill the first stage of the application form.

Access Bank Vehicle Finance

From the above the most important parts are VALID MEANS OF IDENTIFICATION. Then you can also use your contact address as your residential address.

Read Also: What Are The Importance Of Personal Banking

3. The next step is about EMPLOYMENT DETAILS. Here you get to give more details about your work status. See the picture below to get a sample of how to fill this stage. Important details to include are, your company name(specify if you work for a government company). Your work ID, your occupation, the industry of your company. See picture below.

Access Bank Vehicle Finance

4. Now that are through with the employment details its now time for you to bring info about your FINANCIAL STATUS. This details include your bank information and history.

Read Also: How to Open An Access Bank Account From Home

If your salary is credited to your Access bank account please specify in the appropriate box. If you have an access bank salary account will increase your chances of getting the Loan offer. But if you have bank account with another bank please specify the name of bank. See sample picture of this stage below.

Access Bank Vehicle Finance

5. We are now to the next stage which is the details about the PROPERTY DETAILS you want to purchase. Here you select the purpose of facility(the reason why you need the home loan), the location of the property(preferably Lagos, Port-Harcourt or Abuja), then the estimated value of the property(tax inclusive). See sample picture of this stage below.

Access Bank Home Loan

6. Facility Details is the last stage of this loan offer. This is the easiest of all the stages. Here you select equity contribution and based on your employment details, financial details Access bank will then give you the amount of loan that best suites you. See sample picture of this stage below.

Access Bank Home Loan


Select the Tenor of the loan maximum Tenor is 120 months(Approximately 10 years). The minimum tenor is 12 months(1 year). Tick the Select The Acknowledgement and Agreement click OK and SUBMIT your application.

Mntrends have put together simple loan calculators to help you better understand your loan. CLICK HERE to use the general loan calculator. If you would like to use Mntrends Auto loan calculator then CLICK HERE. For the Mortgage Loan calculator CLICK HERE to use the simple calculator.

It takes a maximum of 7 days to get reply for your loan application. The Access bank Home loan is easier to get than you might have thought. We hope this guide helps you to get your loan approved within days of your application.


Please enter your comment!
Please enter your name here