There are at the least five different ways to open a Bank Account In Nigeria. These ways make it super easy for you to open a bank account with any bank of your choice from almost anywhere.
New and improved technology has made it possible to get your bank account even from your kitchen. Most Nigeria Banks have really made good use of technology when it comes the banking sector.
In this article, we’ll show you 5 ways you can open bank account with any Nigeria bank. Don’t worry all 5 ways are very easy and they are very fast and secure.
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Ways To Open A Bank Account In Nigeria
There are 5 ways to currently open a bank account in Nigeria. These 5 ways are listed below
- Bank Mobile App
- USSD Short Code of the Bank
- Website of the Bank
- Designated ATM’s
- Branch Of the Bank
The above ways the 5 ways to currently open a bank account in Nigeria. These ways works for almost all Nigeria Banks and they share same similarities. Which means that you can use the idea of one bank to open an account in another bank.
How To Open Bank Account In Nigeria
Well it won’t be too nice if we don’t explain how to open the bank account using the ways above. We’ll do a very brief explanation below
1. Bank Mobile App
Every Nigeria Bank have a mobile app. With these mobile app you can easily create you bank account. Here you don’t need to visit any bank branch or submit any document to anyone. You can just start the whole thing and finish it in your home.
You will need internet access to be able to use this mobile apps to create your bank account. So to begin just download any bank mobile app from Playstore(for android users) or apple store(for iPhone users).
All you have to do is open the downloaded app and from the menu select OPEN ACCOUNT. Follow the steps that comes up and fill in the required information. You should be done within minutes and your bank account number be sent to you immediately after you complete the process. See its that simple.
2. USSD Short Code Of The Bank
All Nigeria Banks make use of short codes for their transactions. We like to call this the Offline Banking. reason why we call it the offline banking is because you don’t need internet connection to use these bank short codes.
This means unlike the Bank mobile apps that uses internet network, you can actually open a bank account without network using this option. you can even use a small Nokia Torch light phone to get your new bank account.
All you need is a working mobile phone, a registered SIM card and you are good to go. Just select from the list of Nigeria Banks Short Codes and follow the on screen guide. Well if you follow the on screen guide properly you should be done within minutes.
3. Website Of The Bank
Another way to open a bank account is from the banks website. Most Nigeria Banks have website and you can easily open a bank account from these websites. Some of the website even gives you an option to upload your passport and signature to finalize the process.
The likes of UBA Bank, Zenith Bank, GTBank, Access Bank, FirstBank, Polaris Bank, Fidelity Bank and FCMB all have this feature. We have created a step by step guide to help you with the process. Please select any bank of your choice above to get started.
4. Designated Bank ATM’s
This is perhaps the most unpopular way to open a bank account in Nigeria. As at the time of writing this article only few banks actually supports this feature. But this is a very cool way to open a bank account.
Yes that is how this feature works. All you have to do is visit any ATM of your choice(the ATM must be that of the Bank you wish to open an account with). Look for the Open Account option in the ATM(not all banks and all ATM’s have this feature). Then follow the on screen instruction and you are done within minutes.
5. Visit Any Bank Branch
This is the traditional way of opening a bank account. And it has its many advantages. Its major set back is the fact that it is a slow way to open a bank account. And you might just have to stand for queue for a long time in the banking hall.
It also have many advantages too. For example you get to speak one on one with a banker who will guide you. Get to personally select the type of Specific account you need. There are lots of Nigeria Savings account and using the other ways won’t give you access to select from the options.
While this is the oldest way to open a bank account, it is also the most effective way and among the best ways to open a bank account. So if you have the time you can just use this method of opening a bank account.
We believe that as time goes on and years pas by there will be more ways to open bank accounts in Nigeria. But which is your preferred way to open a bank account.
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