The Access Bank mortgage loan(also known as Access bank Home Loan) is designed to provide financial support for the acquisition of ready properties and properties under construction. With this mortgage loan offer from Access bank, you can get your family a new home/property. The home/property can be already built or the one under construction.
With this type of Mortgage loan or Home Loan offer parents, family heads and single parent can easily get financial support for the acquisition of ready properties and properties under construction. This Mortgage loan can be paid back at a specified time on a later date.
FEATURES AND BENEFITS OF ACCESS BANK MORTGAGE LOAN
- Available to salary earners and business entrepreneurs.
- The Access Bank Mortgage( or Access bank Home Loan) loan is available for properties in Lagos, Abuja, and Port Harcourt.
- Minimum of 30% equity contribution.
- Up to 10 years tenor i.e you have the option to pay back the loan within a period of ten years.
- Asset protection & Credit life insurance
WHO CAN APPLY FOR ACCESS BANK MORTGAGE LOAN
1. Persons 25 years and above, a government worker or a worker with a well recognize private company.
2. Persons whose salaries must have been paid through Access bank for at least 3 months.
3. Access bank account holders.
4. Persons with valid means of identification(e.g International passport, voters card, drivers license etc).
REQUIREMENTS TO APPLY FOR THE ACCESS BANK HOME LOAN
- Completed Mortgage Application Form. CLICK HERE for the online application.
- Employee Status Inquiry/Employer’s Confirmation Form.
- Letter of offer from the property seller.
- Title document of the property.
- Valuation report from any of the Bank’s approved estate valuer.
- Search report.
- Credit checks.
If you have all the above documents, just head to any Access bank near you and pick up the Access bank Mortgage loan application. Fill the details and provide the documents above at the branch. Visit the Access Bank official website to see the Access bank branch nearest to you.
Mntrends have put together simple loan calculators to help you better understand your loan. CLICK HERE to use the general loan calculator. If you would like to use Mntrends Auto loan calculator then CLICK HERE. For the Mortgage Loan calculator CLICK HERE to use the simple calculator.
Alternatively, you ca use the Access bank online loan application form to apply for the Mortgage loan. You can CLICK HERE to see the step by step guide on how to use the Access bank Mortgage loan online application portal.