The UBA Executive Personal Bank Overdraft just like the Revolving Personal Overdraft, subject to terms, conditions and some requirements your bank account will be funded with the maximum of 5 million Naira (Approximately $8,500). Your limit revolves to its maximum limit immediately your salary comes in, ready for you to utilize it again and again, whenever and wherever you need it, without your having to apply again.
BENEFITS OF THE UBA EXECUTIVE PERSONAL BANK OVERDRAFT
- Pay for goods, services and meet daily expenses without having any money in your account.
2. Self administered with your cheques, other payment instruments and ATM card at an ATM or PoS terminal.
3. It is a One-off application and approval.
4. Charges are taken only on the utilized amount.
WHO CAN APPLY FOR THE UBA EXECUTIVE PERSONAL BANK OVERDRAFT
Confirmed employees in the private or public sector who earn at least =N=5million every year. Individuals whose salaries must have been paid through UBA for at least 3 months can also apply.
HOW TO APPLY FOR THE UBA EXECUTIVE PERSONAL BANK OVERDRAFT
To apply for this loan, complete a UBA Consumer Loan Application form which you may download online or pick up from any of the UBA branches. CLICK HERE to download a copy of the UBA loan application form. For direction to any UBA branch CLICK HERE to see the branch close to you. Submit your application to the Customer Service Officer in the UBA branch.